A prepaid card for business disbursem*nts
Whether you’re paying contractors or providing ongoing employee incentives, you can reduce costs and simplify non-payroll disbursem*nts. Plus, this prepaid Visa® card can be used anywhere Visa debit cards are accepted.
Benefits for your business
Reduce costs
Save on paper, postage, reconciliation and lost checks.Easy implementation
Complements your existing direct deposit processes.Secure spend management
Register cardholders, fund and issue cards and access timely reports.
Connect your business with a prepaid specialist
Benefits for your cardholders
Easy to use
Funds are loaded automatically and cards can be used anywhere Visa debit cards are accepted worldwide.
Cost savings
Save on fees that recipients may otherwise incur to cash their check.
Everyone is eligible
No existing bank relationship is necessary.
Security
Zero Liability1 protection for lost or stolen cards.
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|---|---|---|
| Types of payments | Employee awards, non-payroll funds, stipends, university and athletic payments | Athletic team expenses, travel expenses, other business expenses |
| Ability to sweep back unused funds | No | Yes |
| Administrator role assignment | Cannot view cardholder transactions | Can view cardholder transactions |
| Cash access | Yes | Option with or without cash access |
| Card issuance | Personalized cards or instantly issued | Personalized cards or instantly issued |
| Funding | ACH or funding account - immediate or scheduled funding | Funding account only - immediate or scheduled |
| Ability to block transactions at the Merchant Category Code | No | Yes |
| Reporting | Standard Reporting Suite: no cardholder spend or balance transaction reports due to federal privacy law | Standard Reporting Suite: plus run reports showing detailed transactions or real time balance reporting |
| Schedule a consultation | Learn more |
Types of payments
Employee awards, non-payroll funds, stipends, university and athletic payments
U.S. Bank Focus Card (non-payroll)
Athletic team expenses, travel expenses, other business expenses
U.S. Bank Expense Card
Ability to sweep back unused funds
No
U.S. Bank Focus Card (non-payroll)
Yes
U.S. Bank Expense Card
Administrator role assignment
Cannot view cardholder transactions
U.S. Bank Focus Card (non-payroll)
Can view cardholder transactions
U.S. Bank Expense Card
Cash access
Yes
U.S. Bank Focus Card (non-payroll)
Option with or without cash access
U.S. Bank Expense Card
Card issuance
Personalized cards or instantly issued
U.S. Bank Focus Card (non-payroll)
Personalized cards or instantly issued
U.S. Bank Expense Card
Funding
ACH or funding account - immediate or scheduled funding
U.S. Bank Focus Card (non-payroll)
Funding account only - immediate or scheduled
U.S. Bank Expense Card
Ability to block transactions at the Merchant Category Code
No
U.S. Bank Focus Card (non-payroll)
Yes
U.S. Bank Expense Card
Reporting
Standard Reporting Suite: no cardholder spend or balance transaction reports due to federal privacy law
U.S. Bank Focus Card (non-payroll)
Standard Reporting Suite: plus run reports showing detailed transactions or real time balance reporting
U.S. Bank Expense Card
Schedule a consultation
U.S. Bank Focus Card (non-payroll)
Learn more
U.S. Bank Expense Card
Why choose the prepaid U.S. Bank Focus Card for your non-payroll disbursem*nts?
Convenience
Optimize your non-payroll disbursem*nts with our comprehensive client portal, automated card inventory management system, robust client reports and more.
A trusted name
U.S. Bank is a nationally recognized, highly rated leader in payments, offering an in-house prepaid solution.
Cardholder satisfaction
Your cardholders will appreciate the added value of the prepaid Focus Card, with features like a mobile banking app, text2 and email alerts, and more.
Security and protection
We invest in the data security, fraud protection and compliance programs needed to protect cardholder information.
Our prepaid experience by the numbers
3000+
corporate and government partners
60M+
cards used
20+
years of experience
1 of 2
top issuers of prepaid cards
Take control of your non-payroll business disbursem*nts.
A dedicated onboarding manager guides you through setup and training. You’ll manage the day-to-day activities with a secure and easy-to-use administrative portal. Here, you’re able to register cardholders, fund cards, update cardholder demographic data and access reports.
What types of disbursem*nts can benefit from a prepaid U.S. Bank Focus Card (non-payroll)?
Contract employees
Deliver timely payments to contractors or hourly workers while eliminating the risk of cash. Plus, no credit check or bank account are necessary for the cardholder.
Employee incentives
Award employees with ongoing sales incentives. Express appreciation while increasing employee loyalty with a reloadable prepaid card.
Athletic and education per diem
Eliminate cash by disbursing funds for coach and student athlete per diems. Simplify student and faculty travel while providing a secure way to access funds.
Explore other prepaid card options
Payroll services
Make short work of processing payroll with innovative tools for your business.
Learn more about payroll services
Business expenditures
Simplify payroll disbursem*nts and business expenses.
Learn more about managing expenses
Employee and customer rewards
Show your appreciation to employees and customers.
Learn more about rewards
Ready to get started?
Maximize your electronic non-payroll distribution with our prepaid U.S. Bank Focus Card. For cardholder questions, visit the U.S. Bank Focus Card cardholder website.
Schedule a consultation
Get answers to frequently asked questions about the U.S. Bank Focus Card (non-payroll).
The U.S. Bank Focus Card (non-payroll) is a reloadable prepaid card for non-payroll disbursem*nts such as: employee awards, incentives to non-employees, research and clinical trials and consumer incentives. The Focus Card (non-payroll) is Visa branded and can be used anywhere Visa debit cards are accepted.
Fund the U.S. Bank Focus Card (non-payroll) with existing Automated Clearing House (ACH), Direct Deposit (using standard NACHA file layout) processes or instantly fund using a funding account.
A cardholder does not need to be an existing U.S. Bank customer. In fact, no existing bank relationship is necessary. This makes it a great fit for seasonal and contract employees.
A U.S. Bank Focus Card (non-payroll) allows businesses to limit spending to what has been loaded onto the card. Innovative fraud controls and monitoring systems allow U.S. Bank to help protect customers against fraud and misuse.
Yes, the bulk card creation feature allows you to create multiple cards at the same time using a file process.
